America’s safest 7% cash strategy is hiding in plain sight.
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In Assets
What is The High-Yield Savings Plan?
Unlike Certificates of Deposits (CDs) or savings accounts, you don’t need to rely on a bank to grow your retirement savings.
The High-Yield Savings Plan (HYSP) relies on A-Rated Financial Institutions backed by more than $808 billion in assets under management, and are responsible for pensions at pension funds, endowments, and Fortune 500 companies.
Until just recently, everyday savers couldn’t access this type of account.
How Does The HYSP Stack Up Against Traditional Options?
But there’s only one that provides you with a true all-in-one solution…
Who Is A High-Yield Savings Plan For?
The High-Yield Savings Plan is for anyone that currently has money in traditional safe money vehicles. That might include CDs, money market accounts, savings accounts, or cash. These accounts often only credit 0.38% interest per year. Compared to inflation at 3%, 5%, or even 9%, there’s no wonder Americans are rushing to the exits and searching for a better alternative.
Cash-Cushion Builder
Assets: $50,000-$100,000
Goals: Idle cash, beat inflation safely
HYSP Rate: Standard
Tax-Smart Planner
Assets: $100,000-$500,000
Goals: Rate stability + tax control
HYSP Rate: Best
Legacy Protector
Assets: $500,000+
Goals: Max growth, defer taxes, avoid probate
HYSP Rate: Best
Qualify For The HYSP In 3 Easy Steps
1
Click Connect Now
2
Get Matched
You’ll get instantly prequalified. Our matching algorithm goes to work matching you up with the best Licensed High-Yield Advisor for you. Your match will be delivered to your inbox almost immediately.
3
Speak With a Licensed Advisor
Customer testimonials
Priscilla L.
David K.
Cheryl & Dave B.
Moving our safe money into the High-Yield Savings Plan got us 7%—now we skip the 12-month shuffle and the big tax bill.”
John R.
As a former CFO I’m picky about counterparty risk. Knowing this plan is backed by an A-rated institution sealed the deal.
Frequently Asked Questions
How can I tell if I need the High-Yield Savings Plan?
Why are Americans rushing to the HYSP right now?
There’s three big reasons that Americans are rushing to set up their own High-Yield Savings Plans right now:
Rate Risk – banks give you some teaser rate just to get you in the door, then slash it as soon as you’ve moved your cash (which means less money in your pocket).
Tax Drag – most safe money solutions (except one…more on that later) take taxes from you every year, meaning you have a big tax bill at the end of the year.
Inflation – most of these accounts can’t even beat inflation…
Is the High-Yield Savings Plan really safe?
Absolutely. Your funds are securely held with an A-rated financial institution managing over $808 billion in assets, and which is trusted by major corporations, pensions, and endowments. Unlike bank accounts, which are FDIC insured, your money here is protected by strict state regulations and highly conservative financial management, providing strong guarantees on your principal and earned interest.
Can I access my money if I need it early?
Why haven’t I heard about the High-Yield Savings Plan from my banker or current financial advisor?
Most banks or financial advisors specialize in traditional banking or market-based investments and often don’t have access or training to provide this specialized type of guaranteed, tax-advantaged savings strategy. A Licensed High-Yield Advisor is specifically qualified in structuring these accounts, ensuring you receive tailored advice and the best possible outcomes.
Are there hidden fees or charges associated with the High-Yield Savings Plan?
No. The High-Yield Savings Plan has absolutely no setup fees, annual fees, or hidden charges. Your rate and principal are fully guaranteed, ensuring complete transparency so you know exactly what to expect.
What is The High-Yield Savings Plan?
